Solutions
What we build, and how each piece helps.
One app for every part of your money
Spend, save and grow from the same place, with the same simple controls.
Spending
Custom cards, instant alerts and a clear view of where every rupee goes, sorted for you automatically.
Explore cards
Saving
Round-ups, goals and vaults that grow in the background, with no lock-in and no fees to withdraw.
Start saving
Transfers
Send money to 40+ countries at the real exchange rate, with the fee shown before you confirm.
Send money
Pick the card that fits your life
Every plan comes with free transfers, instant alerts and a card you design yourself.
FreeDebit · virtual + physical
Everyday Card
A free debit card with instant spending alerts.
Multi-currency
Travel Card
Spend abroad in 30+ currencies at the real rate.
PopularPremium · steel
Metal Card
A heavy steel card with cashback on every spend.
Savings · auto round-up
Savings Vault
Round up every spend and watch the vault grow.
One account, everything in its place
Cards, transfers and insights — see what each part of your account does.
Cards
Cards that fit your life
Design a card in minutes, freeze it with a tap and set your own limits.
- Virtual card ready instantly
- Choose from 20+ card designs
- Freeze and unfreeze any time
Transfers
Send money anywhere
Transfer to friends and family in 40+ countries with the fee shown up front.
- Free transfers between members
- Real exchange rate
- Track every transfer live
Insights
Know where it all goes
Spending sorted into categories automatically, with goals that keep you on track.
- Automatic categories
- Monthly budget goals
- Gentle alerts before you overspend
Your money, before and after Spectrum
Drag to see how the app turns scattered accounts into one clear view.
BeforeAfterOne home for every account
Cards, savings and transfers, finally in one place.
BeforeAfterA calmer month-end
See what is coming before it leaves your account.